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      • Health Insurance Quote
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      • Vision Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Umbrella Insurance Quote
    • Specialty Insurance >
      • Dance Stores and Studios
      • Martial Arts Schools and Studios
      • Personal Trainer and Yoga Instructor
      • Performer
      • Vendor
      • Camps, Clinics and Tournaments
      • Wedding and Wedding Reception
      • Travel Insurance Quote
  • Service
    • Report A Claim
    • Update Contact Information
    • Policy Changes
    • Proof of Insurance
    • Online Documents
    • Make a Payment
    • Contact My Carrier
    • Free Consultation
  • Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Property >
      • Home Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Vehicles >
      • Auto Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
    • Life/Financial >
      • Life Insurance
      • Disability Insurance
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Supplement Coverage
      • Vision Insurance
    • Other >
      • Boat Insurance
      • Event Insurance
      • Umbrella Insurance
    • Specialty Insurance >
      • Dance Stores and Studios
      • Martial Arts Schools and Studios
      • Personal Trainer and Yoga Instructor
      • Performer
      • Vendor
      • Camps, Clinics and Tournaments
      • Wedding and Wedding Reception
      • Travel Insurance
  • Coverage Corner
  • Annual Notices
    • Privacy Policy
    • Fair Credit Reporting Act Policy
    • CHIP Notice
    • E-delivery Consent Policy
    • Certificate of Insurance Policy
    • Auditable Policies
    • Direct Bill Follow Up Policy
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    • Limits Policy
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Limits Policy

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Higher Limits & Additional Coverage Availability
 
In nearly all cases, higher limits and/or additional coverages are available to you as a policyholder upon request for most lines of business. While we endeavor to offer additional limits throughout our relationship on an annual basis, it is incumbent upon you as the client to relay any change in needs, exposures, and other risk characteristics that would necessitate changes to your current insurance program.
 
Minimum Limits Policy
 
At Blue Lotus Insurance Brokers, we strive to meet industry best practice guidelines with respect to minimum limits. We utilize the following minimum limit guidelines when you ask us to obtain a quote on your behalf:

Commercial Lines
Liability (All Types): $1,000,000
Hired/Non-Owned Auto: $1,000,000
Property/Inland Marine: 100% Replacement Cost
Workers Compensation: $1,000,000
Umbrella: $1,000,000
Cyber Liability: $1,000,000
 
Personal Lines
Auto Liability: $100,000/$300,000 (With UM/UIM)
Homeowners – Liability: $300,000
Homeowners – Property: 100% Replacement Cost
Umbrella: $500,000
  
You are not required to purchase coverage at these minimum limits, however if you opt to bind coverage at limits less than these standard minimum limits, you will be required to sign a waiver acknowledging that we are placing coverage, at your request, at a limit less than what is recommended.

Blue Lotus Insurance Brokers, Inc.
8670 West Cheyenne Avenue
Suite 120
Las Vegas, NV 89129​

(702) 850-2583
7251 West Lake Mead
​Blvd #300
Las Vegas, NV 89128
Click Here to Email Us

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Blue Lotus Insurance Brokers​
7251 West Lake Mead
​Blvd #300
Las Vegas, NV 89128
(702) 850-2583​
Click Here to Email Us

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